What To Expect In Your Closing Costs
Escrow and Interest Fees include any or all of the following:
- Homeowner’s Insurance
- Loan Interest
- Private Mortgage Insurance
- Real Estate Taxes
Lender Fees cover charges for:
- Loan Processing
- Underwriting
- Establishing an Escrow Account
Third-party Fees are for such things as:
- Hazard Insurance
- Title Searches
- Property Inspections
Government Fees include:
- Deed Recording
- Local Mortgage Taxes
- State Mortgage Taxes
Never sign off on any closing costs that you do not understand; always ask your Realtor to fully explain each fee to you.
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