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Realty World Tracy

Posts Tagged ‘Realty World Tracy’

What To Expect In Your Closing Costs

Monday, November 16th, 2009

Escrow and Interest Fees include any or all of the following:

  • Homeowner’s Insurance
  • Loan Interest
  • Private Mortgage Insurance
  • Real Estate Taxes

Lender Fees cover charges for:

  • Loan Processing
  • Underwriting
  • Establishing an Escrow Account

Third-party Fees are for such things as:

  • Hazard Insurance
  • Title Searches
  • Property Inspections

Government Fees include:

  • Deed Recording
  • Local Mortgage Taxes
  • State Mortgage Taxes

Never sign off on any closing costs that you do not understand; always ask your Realtor to fully explain each fee to you.

real estate closing costs what to expect