Posts Tagged ‘tracy ca real estate’

Have Homebuilders Lost Confidence In The Recovery?

Tuesday, June 15th, 2010

According to the National Association of Home Builders, its housing market index fell to 17 in the month of June, dropping five points after two straight months of increases; the lowest level since March.

From The Associated Press:

Builders had been more optimistic earlier in the year when buyers could take advantage of tax credits of up to $8,000. Those incentives expired on April 30, although buyers with signed contracts have until June 30 to complete their purchases.

Experts anticipate home sales will slow in the second half of this year. In addition, high unemployment and tight mortgage lending continue to keep many buyers on the sidelines.

The drop in activity is “a wake-up call to the fact that the market will struggle to stand on its own two feet without the tax credit,” wrote Paul Dales, an economist with Capital Economics. “The double-dip in both activity and prices that we have been expecting for some time appears to have begun.”

New homes sales made up about 7 percent of the housing market last year. That’s down from about 15 percent before the bust.

It’s also bad news for the economy. Each new home built creates the equivalent of three jobs for a year and generates about $90,000 in taxes paid to local and federal authorities, according to the National Association of Home Builders. The impact is felt across multiple industries, from makers of faucets and dishwashers to lumber yards.

Full Article : Homebuilders less confident in recovery

homebuilders lose confidence in recovery

Consider Building A Wine Cellar In Your Basement

Wednesday, June 2nd, 2010
Author: clavinee

Building a wine cellar in your house will surely enhance the beauty of your home. Also, the wine cellar boosts the market value of your home. Whenever you feel like drinking your finest wine, it would be a great place in your home to enjoy it. If you’re a wine lover, this would be a perfect addition in your house.

Though it is not an easy project, creating a wine cellar will definitely add beauty to your home. Here are some things that you should think about as you decide to build a wine cellar.

· Plan carefully. It is crucial to consider your spending budget for building the wine cellar. You should also think of the right design and combination to make it really attractive.

· Put together all building materials. You will need to pick the necessary materials for building the cellar. Preparing the right materials needed in building the wine cellar will allow you to be able to easily work.

· Install ventilation. The place should have proper ventilation to make the place really comfortable. You may install an air conditioning unit to ensure that things will be good and convenient. Installing proper air flow in the cellar is needed as it is located in the basement. Without the right ventilation, you will have so much heat in the place.

· Install the right plastic protection. The wine bottles need protection too. Putting on the right plastic protection will shield the wine bottle just in case it falls on the floor. The protection of the wine beverages is very important in securing what you have invested.

· Install proper flooring. One thing that also contributes beauty to the wine cellar is the flooring. It is important that you install the right flooring in creating a fine wine cellar. You may want to use tiles to make the place look pretty much better. Moisture resistant flooring will help the wines to be protected.

· Install wine racks. Depending on the quantity of your racks, installing the right wine rack in the cellar is necessary. Wine bottles have various sizes and shapes, so you need to install the right wine racks. There are different sizes of the wine racks that you can choose from and installing the right size will allow you to properly arrange and organize your stock of wines.

Obviously, what is a wine cellar without wines? When the wine cellar is completed it time for you to put the wines. Understanding the capacity of your storage place will give you the right number of wines that you will stock. The wines are important elements of the wine cellar.

Building a wine cellar in your basement is not an easy task, but it is a good project that you should take. With the right spending budget and proper planning you can build a nice wine cellar in your basement. Having a nice space to stock your wines is not only pleasurable for home owners, but also a great addition as it boost the value of your home.

Laveen View Homes for Sale highlight the area’s splendor. Laveen Waterfront Property lets you enjoy the view. Laveen Homes with Pools make a splash.

how to build basement wine cellar

How To Make Perches For A Hummingbird Feeder

Friday, March 26th, 2010

How to Make Perches for a Hummingbird Feeder

from wikiHow – The How to Manual That You Can Edit

The best hummingbird feeders are easy to disassemble and clean, and have perches for the birds to sit on while drinking nectar. The most commonly available hummingbird feeders have a base and a removable nectar reservoir, but no perches. You can get more enjoyment out of your hummingbird feeder by adding perches. The birds will be much more likely to stay for several minutes, and you’ll have better luck seeing and observing them. Heavy coated wire can be used to make an inexpensive but effective perch for the birds to sit on.

Steps

  1. Prepare the feeder. Remove the base from the reservoir and place the base on your work surface.
  2. Make the anchor wire. Measure around the point where the reservoir attaches to the fee plus 1″ (2.5cm).
  3. Secure the anchor wire. Bend the last 1/2″ of each end of this wire into a little hook. Bend the wire into a circle and hook the ends together. Bend the wire a little more if necessary to make it round. Fit it over the feeder base. It should be a loose fit.
  4. Make the perch wire. Measure the circumference of a circle about 1″ larger than the circumference of the feeder base. Cut a length of the heavy-guage coated wire equal to this length plus 1″.
  5. Secure the perch wire. Bend the last 1/2″ of each end of this wire into a little hook. Bend the wire into a circle and hook the ends together. Bend the wire a little more if necessary to make it round. Lay it around the feeder base.
  6. Make the connector wires. Measure the distance between the two round wires. Cut connector wires equal to this length plus 1″. The number of connector wires you’ll need is equal to the number of feeder holes in the base.
  7. Use the connector wires to connect the anchor wire and perch wire. Bend the last 1/2″ of each end of each connector wire into a little hook. Hook each onto the anchor wire with the hook facing upward spacing them so that the connectors are between the feeder holes. Put the perch wire into the hooks at the other end of each connector wire. You will likely have to “play” with bending the various wires to get everything to fit together.
  8. Clamp it together. Once you’re satisfied with the arrangement, use the pliers to clamp down all the connector wire hooks. The whole thing should look like two wheels connected by spokes. It should be rigid enough that if you pick it up, the various parts don’t rearrange themselves.
  9. Fill the feeder. Fill the feeder with hummingbird food, and hang it where you can see it.
  10. Enjoy visits from your new friends!


Video (see below)

The hummingbirds will use the perches, and stay at the feeder longer, increasing your chances of seeing them.

Tips

  • If your connector wires are too short, you can always bend the perch wire in a little bit where it meets the connectors.
  • If you don’t have a tape measure, you can just start bending the wire “freehand” around the feeder base and cutting the wire when you meet up with the end.
  • If the heavy wire is not very flexible, (i.e. it doesn’t flop or bend much if you shake it gently) you may not need to bend the ends into hooks. You can just “butt” the ends together bending the wire so that the ends are close together. Hummingbirds are very small and only weigh a few ounces so they aren’t going to bend the wire by sitting on it.
  • Use coated wire as some believe that birds do not like to stand on metal.
  • Don’t worry if it’s not perfect or beautiful — the birds won’t care. In fact, they’ll likely show their appreciation for your efforts by hanging around more.
  • Remember to clean and refill the feeder every few days. Perches won’t entice the birds to come if the food is moldy or the feeder is dirty!


Things You’ll Need

  • Hummingbird feeder with wide base and removable reservoir
  • Heavy-guage coated wire
  • Thinner wire
  • Wire cutters
  • Pliers
  • Tape measure (optional, but helpful)


Related wikiHows

Article provided by wikiHow, a wiki how-to manual. Please edit this article and find author credits at the original wikiHow article on How to Make Perches for a Hummingbird Feeder. All content on wikiHow can be shared under a Creative Commons license.

Home Buying Anxiety: Anyone Can Do It One Step at a Time

Sunday, March 7th, 2010

The process of buying a piece of real estate can seem pretty overwhelming. There are so many overlapping things happening at any time, with so many individuals involved, and it’s all too easy to get lost in knowing what comes next. In this article we will explain just how it all works.

Get Yourself Pre-Approved
The highest priority thing you should do when you are looking for a home is to get yourself pre-approved for the home loan. This will involve completing forms showing your income and assets. Once you are pre-approved, you will know how much money you can plan to spend.

Home Search
Start looking. It’s better if you start the process already having defined what it is that you actually want.

You can define your ideas methodically, by making a list.

Find the Perfect Home
So, you’ve found what you’re looking for! The right place might be the first home you see or the nineteenth.

Making an Offer
Before making your offer, do your research. Find out what homes in that particular neighborhood have recently sold for. Make the seller an equitable offer — too little and you might alienate them, or too much and you would end up paying a higher price than you have to. When you make an offer, you will probably need to put up anywhere from 1% to 3% of the asking price in earnest money. The offer will cover terms of the transaction in addition to the price, such as being subject to inspection, any needed repairs, and your preferred closing date.

Acceptance of the Offer
After a little negotiation back and forth, the seller and you will reach an agreement on the terms of the deal.

Review of Title
Title review, in most states, is normally done by a real estate attorney who examines the title and gives a written opinion as to whether the seller’s title is clear and meets the requirements of the contract of sale.
In some states this is done without a lawyer but almost without exception there is a requirement for some kind of title search.

Home Inspection
Never buy property without having it inspected by a reliable inspector. An inspection can reveal problems that could be significant, from mold to a crumbling fireplace. If the inspection does uncover problems, you will have to discuss and agree on doing repairs with the seller.

Getting an Appraisal
An appraisal offers a professional estimate on the matter of the property’s legitimate value. The lender will not lend you more than the appraised value of the home. If the appraisal comes out to be lower than the agreed sale price, your deal is in trouble. Possible solutions include your making up the difference additional cash, the seller agreeing to lower the sale price to match the appraisal amount, or getting a second appraisal.

Commitment
You will feel a big sense of accomplishment when the lender reviews the files and finalizes your loan — almost done!

Final Walk Through
Your final walk through inspection is conducted shortly before closing. During the inspection, you have the opportunity to ensure the property is in the shape in which you agreed to take it. Any and all of the repairs required to be done by the seller need to have been completed satisfactorily. The final inspection is your chance to assure yourself that the property has not been damaged since you agreed to buy it.

Closing and Possession
The closing process will transfer the title to you, the buyer. As the buyer you will be expected to hand over the agreed down payment on the home and the closing costs. Before going to the closing find out exactly how large a check you’ll need to have on hand.

That’s it! You’re done. Once you’ve accomplished these simple steps, you’ll have your dream house.

This article was presented by Automated Homefinder, the best Louisville Colorado home specialists.

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Tracy Foreclosures – Tips On The Foreclosure Process

Sunday, November 29th, 2009

Thanksgiving is over and the winter holidays are on their way, but that doesn’t mean you should take a holiday from house hunting.

There are a plethora of deals out there; you just need to know where to look.

The foreclosure market in Tracy, CA is still going strong, with new listings being added every day. From fixer-uppers to homes practically brand new, the REOs in Tracy span the whole spectrum.

There are homes for sale in Tracy, California that are perfect for investors, and there are homes perfect for a growing family; some require a lot of work, while others are move-in ready.

Let me know when you’re ready to start looking at foreclosed properties; it can be an overwhelming process – I’m here to set your mind at ease and ensure a smooth transaction.

What is Foreclosure Process and What are the Benefits of Buying Foreclosure Homes
Written by Melanie Hogeveen

Foreclosure process is a procedure which starts when a home owner is unable to pay the loan amount unpaid to the lender or is unable to pay taxes outstanding to the government departments. In both cases the Lender or Government issues a Lis pendens which is a notice for the start of the pre-foreclosure process.

Home Owner is given a certain time after the lis pendens is issued to either sell the home themselves through short sales or settle the due amount. After the notice period the foreclosure process starts and the property is put up for auction by the Banks or Government Departments.

Benefits of Buying Foreclosure Homes

There are several benefits of buying foreclosure homes like

1. Cash benefit – The property is available at 30 to 50% discount as the Lender wants to recover their loan amount and they do not have any profit making motive.

2. No Legal Hassles – There are no legal hassles when buying a foreclosure home through banks or government departments as all the legal formality has already been taken care of these institutions in a professional way.

3. Furnished House – Sometimes you may get a fully furnished house and you save a lot of time otherwise involved in furnishing of the house. Only minor repairs may be required which is very minute.

4. Good Locality – You can find a foreclosure home in good locality which would have been difficult otherwise to purchase a home in already developed area due to high rates or unavailability of land.

5. Easy Loans – When you are buying a foreclosure home through bank foreclosures they offer you easy loan facility from their bank. The process of getting loan is easy as the bank will also have dual benefit of selling a foreclosure home, which is their liability and also getting a client for taking loan for a safe transaction.

6. Lower interest rates – You may get the loans at lower interest rates from several banks to buy foreclosure homes.

How to Buy Foreclosure Homes

1. Make a list of all suitable foreclosure homes in your area.

2. Visit at least 5 short-listed properties from your list

3. Check the title of property, whether it is a clear title property

4. Check that all taxes and dues are clear.

5. Check the asking price of the property by similar properties in the neighborhood areas.

6. Negotiate with the seller for lower down payment and final price.

Foreclosure process is beneficial for first time buyers as you can live in a good locality by purchasing a home at much less price than the normal rates prevalent there. It is also beneficial for investors as you get a property at a highly discounted price which you may sell later at a good margin.

Article Source: http://www.ArticleBlast.com

About the Author:
Melanie Hogeveen is an expert writer in the field of real estate especially foreclosures and has been doing research on foreclosures for the past several years. She is renowned for her advices and tips on buying foreclosures. For more details please visit forclosures [sic].

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Accentuate The Little Things When Selling Your Home

Monday, November 16th, 2009

As a general rule, it’s a good idea not to sweat the small stuff. But when it comes to selling your house, the small stuff is exactly what you need to focus on.

  • The front door greets the prospect. Make sure it is fresh, clean, and paint the trim.
  • Keep the front lawn trimmed and edged, and the yard free of garbage. Reseed the lawn and fertilize if necessary, weed the gardens, and add mulch. Deep green grass makes a lasting impression. In winter, be sure snow and ice is removed from walks and steps.
  • Faded walls and worn woodwork reduce appeal, freshen things up with neutral paints or wallpaper.
  • Open draperies and curtains and let the prospect see how cheerful your home can be.
  • Make sure all the appliances work properly and are sparkling clean. If any faucets drip, fix them – dripping water discolors sinks and suggests faulty plumbing.
  • Repairs can make a big difference. Loose knobs, sticking doors and windows, warped cabinet drawers and other minor flaws detract from home value. Have them fixed.
  • Keep stairways clear. Avoid cluttered appearances and possible injuries.
  • Pack excess linens and clothing to make closets look bigger. Neat, well-ordered closets show the space is ample.
  • Bathrooms help sell homes. Check and repair grout in bathtubs and showers. Make this room sparkle.
  • Arrange bedrooms neatly. Remove excess furniture. Use attractive bedspreads and fresh looking window coverings.

It’s important to price your house correctly and market it right, but it’s the little things that will leave the lasting impression.

prepare your home for sale